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Buying Services for Central Vancouver Island Home Buyers


 

Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact us if you have any questions about buying a home in Parksville, Qualicum Beach, Nanoose Bay or elsewhere in British Columbia.


Below, select desired reports and complete the form provided.

Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home. Here are the basic costs of buying property in BC: 1. There is a Property Transfer Tax payable on every property sold in BC (new or used), it is 1% of the first $200,00 and 2% of the remainder. There are some cases if you have never owned property anywhere before where you may qualify for the first time home buyers exemption. 2. Your legal costs in purchasing a property depend on the purchase price but a general guideline would be about $1000 for a $450,000 property (this varies according to Lawyers). 3. If you purchase Brand New Construction you have to pay an additional 5% GST, if the property value is less than $450,000 you may qualify for a rebate. 4. The annual taxes shown on the Property listing sheet are before the BC Homeowner Grant. If it is your primary residence you automatically qualify for the grant. More info on this at http://www2.gov.bc.ca/gov/content/taxes/property-taxes/annual-property-tax/reduce/home-owner-grant 5. Utility costs are personal to each property but you can call BC hydro on every property and they will give you the average annual costs are they currently are. 6. Water sources depend again on each property. Some Acreages are on city water, some have drilled wells, so individual investigations are necessary.
The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
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